Sole trader or limited company? How to decide
Both structures can work well. The right one depends on your profits, your plans and how much admin you are happy to take on.
Category Business
Salary or dividends in 2026/27: paying yourself as a director
Most owner-directors combine a modest salary with dividends. Higher dividend tax rates from April 2026 make the numbers worth rechecking.
How long to keep business records (and how to keep them)
Good records make returns quicker, help you claim everything you are owed and protect you if HMRC asks questions.
A 13-week cash flow forecast in one afternoon
Profit tells you whether the business works. Cash flow tells you whether you can pay next month's bills. Here is a simple way to see it coming.